Mortgage Blog
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Sept 16-2026 - Federal Reserve issues FOMC statement
September 16, 2026 | Posted by: Michelle Johnston
The Federal Open Market Committee approved the following statement for release by a 12 – 0 vote: The Committee decided to raise the target range for th ...
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Under Contract on a Home? What to Check Before Your Mortgage Rate Lock Expires
September 14, 2026 | Posted by: Michelle Johnston
Your offer is accepted. You have a mortgage rate you can work with. Now the closing date has moved, and one detail deserves immediate attention: does your rate lock still cover the new schedule? If y ...
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Should You Wait for Lower Mortgage Rates to Buy?
August 21, 2026 | Posted by: Michelle Johnston
If you are hoping to buy a home, there is a good chance you have asked yourself the same question as millions of other potential buyers: Should I wait for mortgage rates to come down? It is a r ...
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Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?
August 5, 2026 | Posted by: Michelle Johnston
Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only ...
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July 29-2026: Federal Reserve issues FOMC statement
July 30, 2026 | Posted by: Michelle Johnston
The Federal Open Market Committee approved the following statement for relea ...
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Mortgage Rates Are Rising, Should You Buy Now?
July 24, 2026 | Posted by: Michelle Johnston
Mortgage Rates Are Rising Again, What Should Buyers Do Before the Next Federal Reserve Decision? Mortgage rates have moved higher again, and many homebuyers are asking the same question: Should ...
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Mortgage Rates Are Still Above 6%, Should Homeowners Wait, Refinance, or Rework Their Budget?
July 7, 2026 | Posted by: Michelle Johnston
Mortgage rates are still one of the biggest questions facing U.S. homebuyers and homeowners in 2026. Many people are watching headlines, waiting for rates to fall, or wondering whether refinancing s ...
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Should I Wait for Mortgage Rates to Drop?
June 22, 2026 | Posted by: Michelle Johnston
For many homebuyers, the hardest question right now is not whether they want to buy a home. It is whether they should buy now, or wait and hope mortgage rates come down. That is a real concern. M ...
read moreJune 17-2026 - Federal Reserve issues FOMC statement
June 17, 2026 | Posted by: Michelle Johnston
The Federal Open Market Committee approved the following statement for relea ...
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Rising Everyday Costs and Your Mortgage Approval: What Buyers Should Know in 2026
June 4, 2026 | Posted by: Michelle Johnston
For many homebuyers in 2026, the biggest question is not simply, "Can I get approved for a mortgage?" It is, "Can I get approved and still feel comfortable with the payment?" That distinction m ...
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